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Reconciliation automation

Reconciliation automation

Reimagining accounting operational procedures

Reimagining accounting operational procedures

Payable is an payment operations platform who specialise in cash management and account reconciliation for small and mid-size businesses. Their initial reconciliation product was created with simple, hardcoded rules — allowing customers to reconcile transactions against common static attributes such as an account name, an amount, or reference.

Payable is an payment operations platform who specialise in cash management and account reconciliation for small and mid-size businesses. Their initial reconciliation product was created with simple, hardcoded rules — allowing customers to reconcile transactions against common static attributes such as an account name, an amount, or reference.

Overview

Overview

Our challenge was to transform a manual, engineering-heavy process into something more elegant and intuitive. By rethinking how rules could be created and managed, we designed and launched an entire end-to-end automations feature. Using real customer data, we defined a scalable framework that fit multiple reconciliation use cases and gave customers the ability to create, observe and edit their entire reconciliation process.

Our challenge was to transform a manual, engineering-heavy process into something more elegant and intuitive. By rethinking how rules could be created and managed, we designed and launched an entire end-to-end automations feature. Using real customer data, we defined a scalable framework that fit multiple reconciliation use cases and gave customers the ability to create, observe and edit their entire reconciliation process.

An example of a set of raw reconciliation rules

An example of a set of raw reconciliation rules

We defined our framework into three phases: Events, Conditions, and Actions

We defined our framework into three phases: Events, Conditions, and Actions

Output from the initial design workshop with the engineering team

Output from the initial design workshop with the engineering team

We explored and tested various layouts with the introduction of visual diagramming

We explored and tested various layouts with the introduction of visual diagramming

Conditions needed to support multiple variables and the addition of AND and OR statements

Conditions needed to support multiple variables and the addition of AND and OR statements

The final design for the first version of automation builder

The final design for the first version of automation builder

Outcome

Outcome

The real measure of success in financial tooling isn't just in metrics — it's in how it transforms daily operations for businesses. Our solution fundamentally changed how Payable approached reconciliation, shifting it from a technical hurdle to an empowering capability. Reducing implementation time from 4 hours to 30 minutes, equalled an 8x improvement in efficiency. But more importantly, we created an experience that felt natural and enabling, where businesses could confidently manage their own reconciliation rules without compromise.

The real measure of success in financial tooling isn't just in metrics — it's in how it transforms daily operations for businesses. Our solution fundamentally changed how Payable approached reconciliation, shifting it from a technical hurdle to an empowering capability. Reducing implementation time from 4 hours to 30 minutes, equalled an 8x improvement in efficiency. But more importantly, we created an experience that felt natural and enabling, where businesses could confidently manage their own reconciliation rules without compromise.

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